In the event that an employee suffers any illness, injury or death while on-the-job, then this insurance will provide benefits to the worker or his family. The employee must notify the employer within 30 days of the time that an accident occurs causing injury, or within 30 days of the time a work injury or illness is diagnosed.
The employer will notify the insurer and benefits should begin being paid to the injured worker. The benefits that are available should include:. This is true even after illnesses caused by toxic exposure at work, or when an employee develops a repetitive stress injury like carpal tunnel.
The employee who cannot work will have medical bills paid and can receive temporary income benefits TIBS for weeks or until maximum medical improvement MMI is reached. Prior to freelance writing, she worked as a staff writer for Bankrate for seven years. She earned a bachelor's degree in journalism from the University of Florida and spent a summer as an international intern at Richmond, The American University in London.
She lives in South Florida. Select Region. United States. United Kingdom. Lucy Lazarony. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Get Quote. Was this article helpful?
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Report the injury or illness to your employer. Call , option 1 to speak to a customer assistant Watch the Your Guide to Workers' Comp video series Call our Safety Violations Hotline at to report safety issues.
See our first responder resources. Read about getting care at a military hospital. Find a doctor - how to find a doctor to treat your injury. Frequently asked questions - others may have the same questions you do. Dispute resolution - shows you the dispute resolution process.
Office of Injured Employee Counsel - can help with a dispute.
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